How does the eps payment method work and what is behind it?

Eps (Electronic Payment Standard) is an online transfer method that works with many Austrian banks. It was developed for internet payments and for paying taxes and fees to public institutions and authorities .

The payment method is considered very secure and the processing is simple and self-explanatory. Without registering with the payment service provider, the user can make a payment via online banking. The authorization procedure used by the bank is used for verification, such as a digital signature, an SMS or a TAN .

The payments are processed by the known One Payment service provider Skrill .

How safe is eps?

Eps is a means of payment that is considered very secure. Because that The entire payment process is encrypted , through which no access from unauthorized persons on the data or on the money möGLIch is. In addition, bank-specific data is neither cached nor queried by a third party. Instead, the transaction takes place as part of a ordinary online payment at your account-holding bank.

It is no registration required to use the payment service. Verification is carried out entirely via your online banking account. By the way, the server is in Austria, which is another indication of high security.

Are there any costs for using eps?

The use of eps is for the player himself for free . However, casinos are free to decide whether they charge a fee for payments with eps. Therefore it depends on which One Online casino offers the means of payment.

Depending on the transaction size, a certain percentage or a set fee may have to be paid. Reputable casinos publish these fees transparent regarding the respective means of payment. By the way, payouts are not possible with epsGLIch.

However, at most casinos in our test, deposits with eps are free. The fees that casinos may have to pay are not passed on to customers.

What are the minimum amounts for deposits and withdrawals at eps?

Every casino has different requirements regarding the minimum amount that must be deposited. In most cases, this does not depend on the payment method, but entirely on the casino. In theory, even a payment worth One cent can be made with eps .

Most casinos set a deposit of at least ten euros as the minimum amount they will accept. Below this the deposit will be rejected.

What limits are there for payments at eps?

Each casino sets its own limits for eps payments. Most of the time they are at least ten euros , sometimes 20 C$which the player must deposit in order for the payment to be recorded. The daily maximum limit also depends heavily on the casino.

There are no limits on withdrawals , because payouts are For technical reasons currently not possible with epsGLIch . According to our experience, this applies in this case Casinos to pay out via bank transfer back, which involves a corresponding transfer time of several days.

How fast are deposits and withdrawals with eps at the casinos?

The eps payment method is so popular because you can make a payment from your own bank account in real time within a few seconds. This means that the deposit is not only very quick, but also very secure. The only disadvantage is that withdrawals cannot currently be made with eps.

The procedure for making a deposit is as follows:

  1. Go to the casino website and log in with your username and password
  2. Go to the cash register in the customer area
  3. Enter the desired amount you would like to deposit
  4. Now select eps from the payment methods
  5. You will be redirected to the eps website
  6. You now have to select your bank from the list shown
  7. You will then be redirected to the online banking area of ​​your bank
  8. Enter your login details for your online banking
  9. Confirm the transaction with a TAN, a digital signature or similar
  10. Confirm the payment with OK. And you will be redirected to the casino
  11. The amount deposited will be visible after a few seconds

Is it possible to withdraw with epsGLIch?

The legislature requires that to prevent money laundering that a withdrawal may only be made with a payment method that the user also used for a deposit. For example, if you made a deposit with the credit card Visa, then the withdrawal will also be made via Visa cardIGT.

Things look a little different if you make your deposit with a direct booking system, which also includes eps, or with a Prepaid card have made. Because out For technical reasons, there is currently no payout möGLIch . In this case the casino will choose bank transfer for the withdrawal. You have to take into account that the. Transfer takes several days until it lands on your account. Therefore, you should also think about the later payout when making a deposit.

Banks that work with eps

The following banks in Austria work with eps:

  • HYPO Investment Bank AG
  • Investkredit Bank AG
  • Erste Bank and savings banks
  • Bank Austria Creditanstalt
  • Bankhaus Carl Spangler & Co. AG
  • RAIFFEISEN banking group
  • BAWAG P.S.K GROUP
  • Gardener's bench
  • Hypo Alpe-Adria-Bank International AG
  • Real estate bank
  • Hypo Tirol Bank AG
  • Vorarlberger Landes- und Kreditbank AG
  • Lower Austrian State Bank Mortgage Bank
  • Volksbanken

Are deposits and withdrawals generally safe in an online casino?

Due to the gambling license that a casino must have in order to receive approval to offer online gambling, it can be assumed that that deposits and withdrawals are safe . If there were any abnormalities, this would immediately result in the withdrawal of the gaming license.

In addition, most providers transparently disclose in their data protection policies, how payments are encrypted . Most casinos use this for this SSL encryption , which is also used in online banking. This means that you you don't have to worry about your money . In addition, there has never been a case in the past where deposited money in a casino disappeared.

What alternative payment methods are there to eps?

Eps is a direct booking system and can therefore be booked with GiroPayGLI. The two payment methods have also been working together since 2026. There is also an alternative another direct booking system , which can often be found in online casinos: Immediately . The payment methods differ in which banks they work with. Therefore, not every player can use these direct booking systems , but it depends heavily on which credit institution has the checking account.

What all direct booking systems have in common is that: no payout is possible for them . We therefore recommend deposits with Online casino payment methods to make payments that also enable payouts, such as eWallets PayPal , Skrill and Neteller or credit cards.

Nina Hartmann

  • Nina Hartmann leads editorial at online casinos, testing online casinos with real deposits, withdrawals, and clear criteria for safety, bonuses, and support — so you can play more informed.

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Author: Emily Watson